BUSINESS
CREDIT CARDS
FOR SMALL AND
MEDIUM SIZE ENTERPRISES
A business credit card is exactly as the name implies. A credit card designed and created especially for businesses.
Corporate credit cards are designed to meet the needs of small and medium size enterprises. Whether your business has one cardholder or more, Visa's, MasterCard's or other card issuer's worldwide acceptance makes it easier to pay for travel related expenses such as flight, hotel, car rental, entertainment or restaurant charges.
It is easy to controll what and why the employer has spent and saves money, time and energy for the cardholder and the company.
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Starwood Preferred Guest® Credit Card from American Express
- Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel.
- Use Starpoints(R) for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
- No annual fee for the first year and $45 thereafter
- Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
- Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners
- Express Approval. Get a decision in less than 60 seconds.
Apply for Starwood Preferred Guest Credit Card from American Express
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What is a balance transfer?
A balance transfer can be explained simply as a balance transfer! When a balance is transferred usually from a credit card, but possible from a bank account or loan to a credit card with a offer interest rate (usually 0%) for a set period. It does not have to be the entire amount. The card receiving the balance will an interest rate for a set term, normally 6 months, but can be 9 months or even a year. Take a look at the current balance transfer deals currently available. This will give you a flavour of the typical kind of deal available. Consider Chase Credit cards for balance transfers.
Should I apply for a balance transfer to a low apr credit card?
It is important to remember that a balance transfer does not mean that the debt has gone away. It just means you are not paying interest on it. You will still have to maintain payments.
This may seem obvious but many people do not get this straight in their mind.
The basic criteria for getting a balance transfer is when you regularly have an outstanding balance after making your monthly payments. This is the amount you should look to transfer to another card. This will mean that for the period of the offer you will pay no interest on the balance (provided you make the minimum payments).
You should be very wary of taking up a balance transfer, if your overall debt is increasing. A balance transfer is not a green light to spend more money. The money you save should be used to decrease your debt.
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