Advanta Platinum Business Card with Rewards Options

SUMMARY OF IMPORTANT ADVANTA BUSINESS CARD ACCOUNT TERMS
Annual Percentage Rate (APR) for Purchases and Balance Transfers	Prime plus 7.99% ; however, for Balance Transfers only, introductory 0% for the first fifteen billing cycles from the date your account is opened.
Other APRs	Cash Advances: Prime plus 5.99% or Prime plus 15.99% (9.99% or 19.99% as of 01/02/04). Default: The higher of the account APR plus 3%, or Prime plus a Default Margin of 17.99%.
Grace Period for New Purchases	25 days from statement closing date, if new balance is paid in full in the manner and by the time of day on its due date as shown on statement.
Annual Fee	None, even with the reward programs.
Minimum Finance Charge	If any finance charge is applicable: $1.
Transaction Fees for Cash Advances and Balance Transfers	Cash Advances other than Convenience Checks: 3% (minimum $5); Convenience Check Cash Advances: 3% (minimum $5; maximum $50). Balance Transfers processed during the introductory period: 3% (minimum $5; maximum $50).
Other Fees	Late Payment Fee: $15 to $39 based on balance. Overlimit Fee: $15 to $39 based on balance. Returned Payment Fee: $20. Dishonored Convenience Check Fee: $20.

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