Own a Credit Repair Business
If you are looking to start, or you already own a credit repair business, than the concept of purchasing credit repair leads has undoubtedly crossed your mind.

The benefit of purchasing credit repair leads for a credit repair business is that the potential customer is motivated to have their credit repaired by a professional such as yourself.

These customers are not playing games. They are not just looking for information. The moment they were directed to a site for credit repair help and filled out the on line form, they committed themselves to seeking the help of a professional and they are waiting on a phone call.

If you are new to the credit repair business, or you are looking to breath a little life into your existing business, than credit repair leads may be the way to go.

If you do some looking around on the internet, you should be able to find a credit repair lead company that sells their leads exclusively and relatively cheap. At least no more than fifteen dollars per lead.

Before you dive into investing with a credit repair lead company, do some research on them. Find out how the company obtains their leads and how they are delivered to you.

Be sure to speak with someone in customer service to get an idea of how their service works, don’t rely on their web site alone.

If you are not happy with customer service and the answers to your questions, than it is more than likely that you will not be happy with the leads they send you.

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What is a balance transfer?
A balance transfer can be explained simply as a balance transfer! When a balance is transferred usually from a credit card, but possible from a bank account or loan to a credit card with a offer interest rate (usually 0%) for a set period. It does not have to be the entire amount. The card receiving the balance will an interest rate for a set term, normally 6 months, but can be 9 months or even a year. Take a look at the current balance transfer deals currently available. This will give you a flavour of the typical kind of deal available. Consider Chase Credit cards for balance transfers.

Should I apply for a balance transfer to a low apr credit card?
It is important to remember that a balance transfer does not mean that the debt has gone away. It just means you are not paying interest on it. You will still have to maintain payments.
This may seem obvious but many people do not get this straight in their mind.
The basic criteria for getting a balance transfer is when you regularly have an outstanding balance after making your monthly payments. This is the amount you should look to transfer to another card. This will mean that for the period of the offer you will pay no interest on the balance (provided you make the minimum payments).
You should be very wary of taking up a balance transfer, if your overall debt is increasing. A balance transfer is not a green light to spend more money. The money you save should be used to decrease your debt.